Our Approach
Our approach begins with getting to know each other. We ask questions to ascertain every prospective client’s financial needs to make certain we can provide the solutions they seek. For their part, our clients need to feel they have a good rapport with us and can trust us to work effectively with and for them. Our experience clearly tells us this must be a mutually beneficial working relationship for it to be successful.
Matt Beary
Matt Beary specializes in providing comprehensive wealth management services to business owners, individuals, and families. By advising clients on a broad range of important financial decisions along with prudent asset management Matt enables his clients to enhance their overall financial well-being. Matt has earned the Certified Financial Planner (CFP) designation.
Dr. Thomas Breslin
Thom Breslin has been professionally serving clients for over twenty years. His wealth of experience and knowledge in healthcare, technology and the financial services brings together unique insight and strength to the success of each client’s individual financial roadmap. His breadth of accreditation as a Financial Consultant, Certified Employee Benefit Specialist and a Certified Fiduciary best affords current and new clients the opportunity to maximize income in retirement from sudden wealth, employment, business ownership or a successful professional career.
R. Brooks Brydges
Mr. Brydges has been a Personal Financial Advisor for over two decades and going. Brooks Brydges is the Founder and CEO of Nautical Wealth Management at Balboa Wealth Partners, Inc. a holistic financial management firm dedicated to providing clients guidance today for tomorrow’s success. Specializing in serving high- and ultra-high-net-worth families, Brooks aims to help clients achieve their short-term and long-term goals, worry less about their finances, and focus more on their life’s passions. Based in Solana Beach, CA, Brooks works with clients throughout Southern California as well as Texas, Florida, New Jersey, Maryland and Massachusetts.
Ian Crawford
Ian has a wealth of experience in banking & finance, working at multiple levels of a large financial institution for the past decade. He’s built his career on three key pillars - Trust, Responsiveness & Integrity - while providing comprehensive wealth management for his clients. He is currently pursuing his CFP designation and thoroughly believes in always furthering your financial education & literacy however possible.
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Ian grew up in Southern California and relocated to Arizona permanently after graduating from the University of Arizona in 2012. He currently resides in Phoenix with his wife Leslie & son Grayson. Ian & Leslie enjoy traveling in their free time and look forward to exploring the world with their son.
JW Robison
I am, of course, here to help individual investors and families but there is a special place in my heart for business owners. I’ve operated several myself and I know it can be tough. I like to work with anyone seeking to build financial freedom. I like to help everyday people learn how a combination of tax-smart investments, frugal economic behaviors and the right amount of insurance can help you achieve your goals.
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I became an investment advisor for a number of reasons:
– I studied commodity futures in pursuit of my B.S. in agriculture.
– I was a professional farmer for 10 years and I always thought my ag lender had the better job.
– My father helped me open a traditional IRA with my farm income in middle school. He took me to our local broker’s office in rural Missouri and I bought a mutual fund.
After my wife and I had our first child, I wanted more control in my life while maintaining the autonomy from owning a business. I wanted to use my knack for planning to help more than just my own family. The best part of my job is learning about the families whom I serve – I love their stories. Truly learning about my clients and understanding their goals is the foundation of my work as a financial advisor.
I am, of course, here to help individual investors and families but there is a special place in my heart for business owners. I’ve operated several myself and I know it can be tough. I like to work with anyone seeking to build financial freedom. I like to help everyday people learn how a combination of tax-smart investments, frugal economic behaviors and the right amount of insurance can help you achieve your goals.
There are three things I strive to provide my clients throughout our time working together:
– A clear explanation of the investments I recommend.
– Timely updates on market conditions and volatility.
– Transparent explanations of costs.
Prior to working in finance, I was a rice farmer working on my family’s farm in Missouri and have also farmed in Kenya and Ghana. My wife and I have been married for 18 years and have a 9-year-old daughter. Outside of the office, hiking and camping in Arizona makes me very happy.
Michael R. Frager, ChFC, CLU, EA
Chartered Financial Consultant (ChFC®), Chartered Life Underwriter(CLU®), Enrolled Agent (EA), Register Principal, Investment Advisor Representative
Education - B.A. Economics, U.C.L.A.; Chartered Financial Consultant- Huebner School of Business, The American College; Chartered Life Underwriter- Huebner School of Business, The American College
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Mr. Frager has worked in the financial services industry for over 30 years, and is certified to practice before the IRS as an enrolled agent. He has worked with large financial institutions such as Shearson / American Express, Prudential Securities and BA Investment Services, Inc., where he managed portfolios. From 2000 to 2010 he was President of his then independent RIA and Life Insurance firm Seahorse Capital, a holistic wealth management and retirement and estate planning firm. He holds securities registrations for the series 7, 24, 63 and 65 along with an insurance license (CA Life Insurance Lic. # 0638922). Phone: 858-777-3909
Cheryl Gruetzmacher
As a Financial Advisor, I am dedicated to helping my clients meet their financial needs. Whether you are planning your retirement, saving for your children‘s or grandchildren’s education, or looking to preserve your wealth, I can help. My mission is to help each one of my clients plan for a financial future in a way that best meets his or her goals. And my commitment doesn‘t end there.
Richard Rock
Richard Rock has been a financial advisor since 1996. He launched his career at Dean Witter in Laguna Hills, CA, after graduating with an Economics degree from UC San Diego. Throughout his career, Richard has guided his clients through all types of markets always working hard to provide them with sound advice to help achieve their goals, whether that be growing their investment portfolios, generating additional income in retirement, or future planning for children and grandchildren. Through two and half decades of experience as an investment advisor and wealth manager, Richard has garnered a great deal of knowledge and experience with which to serve his clients. He has always placed his clients’ goals and interests at the forefront and has derived an immense amount of personal satisfaction from making a difference in the financial lives of his clients. In his spare time, Richard enjoys golfing and mountain biking. He resides with his wife and four children in Laguna Niguel, CA.
Rodolfo Rodriguez
Rodolfo Rodriguez has over twenty years of experience as a business and financial services professional. As a Registered Investment Advisor at Balboa Wealth Partners, Mr. Rodriguez specializes in serving the Private Banking and Investment needs of his clients. In partnership with his clients, he serves as a resource to create a highly personalized plan to address both the challenges and opportunities relating to building, preserving, and transferring wealth.
Aarone Tirpak
Aarone’s career has spanned over three decades in the financial services industry. He began with Morgan Stanley Dean Witter in the early
1990’s which led to working with mass affluent clients throughout the country. During his career, Aarone has worked in several different areas of our industry;
including managing an advisory branch with over $1 billion in client assets, assisting clientele with their retirement, overall planning and asset management needs, as well as coaching advisors in developing their own best practices to serve clients. He has also provided financial wellness education lectures by speaking at several
Fortune 500 companies, special interest groups, and local municipal venues. Aarone thrives on helping his clients find comfort in their financial decision-making process and helping his fellow advisors’ with any and all insights he has gained over the years.
Kozen Tsukamoto
Kozen’s philosophy in advising his clients is based on an understanding of their needs, suitability, current and upcoming economic and market conditions, retirement law, and using the best available resources and technology available. He believes in the notion of investing for need, not greed, and believes healthy returns are a by-product of this philosophy. He is licensed with a Series 7, 66 and life insurance.
Jeremy Tate
Jeremy graduated from Utah Valley University with a B.S. in business management/finance. In 2011 Jeremy became an investment advisor with Edward D. Jones.
John Vilina
John has a wealth of experience in markets after working as a foreign exchange trader for both Goldman Sachs and Morgan Stanley in Tokyo, Japan. John graduated from Cornell University with a degree in Economics in 2010, and spent the majority of his early life abroad in Tokyo where he attended St. Mary’s International School. He is currently in the process of pursuing his CFP (Chartered Financial Planner) designation and focuses on providing comprehensive wealth management and consulting services primarily to business owners in the area. John is conversationally fluent in Japanese and regularly goes back to Tokyo to visit family and friends.
Jerry Zelko
Jerry provides investment planning and wealth management services for successful families. His experience navigating through periods of major market shifts has helped him guide his clients towards achieving their goals.
Alexander Aretakis
Alexander was born in New York and began his career with EF Hutton, Shearson Lehman Citigroup, on the trading floor of their Fixed Income division at the World Trade Center. Alex relocated to Scottsdale, AZ, in early 2000 to continue his passion of serving his clients. Alex merged his wealth management practice with David Mowad about 12 years ago, which has helped to provide a higher level of service to his client base.
David Mowad
David has been an Arizona resident for 32 years and a proud graduate of Arizona State University. Although David had aspirations of playing golf professionally, wealth management became his true calling, and he has been proudly serving his clients since 1994. David’s passion is to not only assist his clients in accomplishing their goals and creating wealth, but to also preserve it. “I like to keep things simple; complication just makes room for error.”
Robinson & Shumaker Wealth Management
Ryan Robinson
Ryan is a Chartered Retirement Planning Counselor through the College for Financial Planning. Today, Ryan uses his investment knowledge to design and implement financial strategies tailored to his clients’ unique goals. He prides himself on building relationships with his clients through honest advice and comprehensive service.
Duane Shumaker, CPA
Duane has worked as an adjunct faculty instructor for the University of Phoenix for their Certified Financial Planner Program. He has experience working in all aspects of financial planning and specializes in the areas of investment and tax planning and feels that all aspects of a person’s finances need to be planned in a collaborative manner. In that spirit, he prefers to do both the investment planning and tax preparation for his clients.
Enedina Grijalva
After servicing clients behind the salon chair for several years, Enedina transitioned into a management role with Robinson & Shumaker Wealth Management, to pursue her dream of helping clients achieve financial security. Enedina was able to apply her knowledge of customer service and marketing to help strengthen the relationships between Ryan, Duane and their clients.
John A. Appleby, CFA
Rockwood Investment Counsel, LLC was founded by CEO and Chief Investment Officer, John A. Appleby, CFA.
Having over 30 years of investment experience, John heads the firm and leads the investment effort. Prior to founding Rockwood, John was Chief Investment Officer and Senior Portfolio Manager at Dean Investment Counsel.
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John’s prior investment-related experience includes serving as a Senior Portfolio Manager and Analyst at Palley-Needelman Asset Management, Inc.
John earned his undergraduate degree in Finance from University of Southern California, and his MBA, with distinction, from the same university. He is a CFA® charter holder. John has been featured on Bloomberg radio and television. Phone: 858-461-4499
Bryan J. Goligoski
With over twenty years of professional experience in a full range of market environments, Bryan Goligoski provides a unique investment perspective. He has worked in senior positions as portfolio manager for diverse strategies, securities analyst, and alternative investment specialist. His deep knowledge of the various sectors of the economy has come from years of experience in the field and with senior management.
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Bryan was an early advocate for liquid alternative investments. As practitioner, he was the portfolio manager for the Nuveen Equity Long/Short fund, NELAX, from its inception in 2009 through 2012. It was a top performing Morningstar five-star rated mutual fund.He has held senior roles at Strome Partners, Nuveen Investments, Mercer Advisors, Hatteras Funds and TCW. During that time, he has worked directly with leading traditional and alternative asset managers. Bryan is called upon often to articulate market movements and the economic impact on various sectors. He brings a deep depth of understanding to alternative investment strategies and the evolving nature of asset management.
Mr. Goligoski graduated from the University of California, Los Angeles. He currently holds series 7, 65 and 66 licenses and has served as trustee on the governing board of several public and private institutions.
Michael Power
Mike has over 20 years of experience as both a portfolio manager and analyst as well as a prior tenure on the Fixed Income trading desk. He offers customized fixed income asset management soltuions. He holds undergraduate and graduate degrees (MBA) from Boston College where he was the starting quarterback on the football team in the late 80’s.
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Mike, as a CIO, is responsible for all the portfolio structuring and continued monitoring. Prior to founding Power Asset management in 2003, he was the Director of Fixed Income for Howard Capital Management and Fixed Income portfolio manager for TNC Genter in Los Angeles. The earlier part of his Fixed Income career was at Paine Webber in Los Angeles on the Fixed Income trading desk and Merrill Lynch in Boston as a financial consultant concentrating on Fixed Income Investing. Email: mike@powerassetmanagement.com Phone: 310-776-0407
Wade W. Slome, CFA, CFP®
Prior to founding Sidoxia Capital Management, Mr. Slome served as Portfolio Manager on American Century Investments’ largest mutual fund, Ultra, from October 2002 through August 2007. As the senior Portfolio Manager on Ultra in 2007, Mr. Slome was responsible for day-to-day trading and marketing duties.
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Ultra at times exceeded $20 billion in assets and was among the nation’s top 10 Large Cap Growth funds according to the assets under management during his tenure. Mr. Slome also served as Portfolio Manager on the Select fund (Large Cap Growth) for a brief period after acting as Investment Analyst on Ultra, where he covered a broad set of industries from mid-1998 through mid-2002. Before joining American Century Investments, Mr. Slome worked as a Research Analyst at William O’Neil & Company, Inc. In addition to his CFA and CFP® credentials, Wade earned a master‘s degree in business administration with a concentration in finance from Cornell University (1998) and a bachelor’s degree in economics from the University of California, Los Angeles (1993).
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Jerry Jones
Balboa Wealth Partners has a fully integrated business retirement plan division, led by Jerry Jones and his team. Jerry has over 40 years of corporate retirement plan experience. His team consists of a Plan Administrator with over 20 years experience of plan administration experience.
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There is a Quality Control Officer with over 37 years of experience, who holds an ERPA designation (Enrolled Retirement Plan Agent). There is also a Client Relations Manager with 5 years plus experience. In addition to the above Ferenzy Benefits Team Carter, LLP is on retainer. This team is capable of designing, implementing, investing, and administrating all forms of business retirement plans: 401(k), profit sharing, cash balance, defined benefit, etc.
In his free time, Jerry enjoys the outdoors. Email: jjones@balboawealth.com
